 Mel Gilbert, AMP
As an Independent Consultant working with Mortgage Intelligence and an Accredited Mortgage Professional (AMP), also recognized by the Canadian Association of Accredited Mortgage Professionals as a Residential Mortgage Specialist, I can boast more than 23 years of banking and brokering experience.
Having managed four different bank branches for institutions such as Citigroup, BMO and RBC and with many varied lending positions posted on my resume, I’m conversant with all aspects of residential, small business, agricultural and commercial mortgages and I can probably handle any challenge you choose to present me with.
Why waste your time shopping for the best rate or the terms or conditions to suit your special needs? Let me do the legwork for you - in most cases I already know which company has the right mortgage for you, and the best news is, in most cases my fee is paid by the lender. Let's get started.
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Current Mortgage Rates
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| Term |
Rate |
| Current prime rate |
3.00% |
| B o C Qualifying Rate |
5.29% |
| Open ARM |
Prime + 0.25% |
| 3 Year Closed ARM |
Prime - 0.20% |
| 5 Year Closed ARM |
Prime - 0.20% |
| 3 Year Fixed |
2.99% |
| 3 Year Fixed Quick Close |
2.89% |
| 4 Year Fixed |
3.09% |
| 4 Year Fixed Quick Close |
3.09% |
| 5 Year Fixed No Frills |
3.29% |
| 5 Year Fixed |
3.29% |
| 5 Year Fixed Quick Close |
3.19% |
| 5 Year Fixed + 5% Cash Back |
4.99% |
| 7 Year Fixed |
4.69% |
| 10 Year Fixed |
4.99% |
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Mortgage Rates updated on Jan 16, 2012
Mortgage Rates are subject to change without notice.
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