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  • May 28, 2018
  • Posted by Mel Gilbert, AMP

Regarding The Stress Test

REGARDING THE STRESS TEST. by Mel Gilbert AMP There's been a lot of talk surrounding the introduction of the 'Stress Test' for mortgages of less than 80% loan to value, which was introduced in Jan

  • July 14, 2017
  • Posted by Mel Gilbert, AMP

Understanding What The Term ‘Pre-Approval’ Really Involves

  By Jean-Guy Turcotte Red Deer Express Although going through the pre-approval process is more important than ever, the actual term ‘pre-approval’ is often misleading. It rea

  • June 28, 2017
  • Posted by Mel Gilbert, AMP

Top 10 Rules for Staging Homes from The Stagers

1. Grab them from the curb. You've seen them. Buyers hunkered low in their cars in front of your house, doing drive-bys before deciding whether to request a showing or attend an open

  • April 25, 2017
  • Posted by Mel Gilbert, AMP

What Is The Difference Between An Appraisal And A Home Inspection?

Despite the crucial role they play in ensuring properties are fairly priced, there is a distinct lack of awareness around the processes followed in carrying out an appraisal. Even amongst experienced

  • April 25, 2017
  • Posted by Mel Gilbert, AMP

Understanding Property Deal Closing Costs

Understanding Property Deal Closing Costs   February 23, 2017 / Home Trust When you purchase a new home, there are many additional costs beyond the purchase price for which you will be respo

  • January 20, 2017
  • Posted by Mel Gilbert, AMP

Mortgage insurance Premiums Hiked Once Again

CMHC announced early Tuesday it is increasing its loan insurance premiums effective March 17. “We do not expect the higher premiums to have a significant impact on the ability of Canadians to b

  • October 12, 2016
  • Posted by Mel Gilbert, AMP

Four Major Changes To Canadas Housing Rules

Bill Curry OTTAWA — The Globe and Mail Published Monday, Oct. 03, 2016 7:16PM c   Are you a first-time home buyer concerned about the housing rule changes? The Liberal gov

  • September 29, 2016
  • Posted by Mel Gilbert, AMP

How Bankruptcy Can Affect A New Mortgage

Paul Attfield The Globe and Mail, Published Monday, Sep. 26, 2016   While going bankrupt is likely not on anyone’s wish list of life experiences, when it does happen it needs to be dealt

  • September 9, 2016
  • Posted by Mel Gilbert, AMP

The Latest Homeowner's Conundrum: Buy First Or Sell First?

New homeowners face many problems, but hot markets are tricky for those looking to move up The Canadian Press Posted: Sep 08, 2016 1:45 PM ET Last Updated: Sep 09, 2016 6:08 AM ET Buyi

  • September 8, 2016
  • Posted by Mel Gilbert, AMP

A Look At The Closing Date For The Buyers Lawyer

A Look At The Closing Date For The Buyer’s Lawyer Dylan Nose, Ottawa Sun Sept 8, 2016 Purchasers always ask us if they can have the keys to their new property early in the morning on the clo

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